Privacy Policy + No Refunds Policy (StockMags.com)

Effective Date: February 15, 2026
Website: StockMags.com (“StockMags,” “we,” “us,” “our”)

StockMags.com provides informational and educational content. We are committed to protecting your privacy and explaining how information is collected, used, and shared.

By using StockMags.com, you agree to this Privacy Policy. If you do not agree, please do not use the site.

1) What Information We Collect

A. Information you provide to us

We may collect information you voluntarily provide, such as:

Name and email address (e.g., subscribing to a newsletter, contacting support)
Billing details (if you purchase a digital product or subscription; payment processing is handled by third-party processors—see below)
Any information you include in messages/forms you submit

B. Information collected automatically

When you use the site, we may automatically collect:

IP address and device identifiers
Browser type, operating system, and device information
Pages viewed, time spent, referral source, and links clicked
Approximate location (derived from IP address)
Cookies and similar tracking technologies (see Section 5)

C. Information from third parties

We may receive information from:

Payment processors (confirmation of payment status, transaction ID, and limited purchase details)
Email service providers (delivery/open/click stats)
Analytics providers (site usage data)
Affiliate platforms (referral tracking details)

2) How We Use Information

We use information to:

Provide and operate the site and its features
Deliver purchased products, digital content, or subscription access
Send updates, newsletters, and promotional messages (you can unsubscribe anytime)
Respond to inquiries and provide customer support
Improve site performance, content, and user experience
Detect and prevent fraud, unauthorized access, and abuse
Comply with legal obligations and enforce our terms/policies

3) How We Share Information

We do not sell your personal information.

We may share information only as needed with:

Service providers who help run the site (hosting, email delivery, analytics, customer support)
Payment processors to complete transactions (we do not store full card numbers)
Affiliate and advertising partners for referral tracking and ad performance measurement (when applicable)
Legal authorities if required by law, court order, or to protect our rights/safety
Business transfers if we are involved in a merger, sale, or asset transfer (your information may be transferred as part of that transaction)

4) Payment Processing

If StockMags.com offers products, memberships, or other paid access, transactions are processed by third-party payment providers. Those providers may collect and process your payment information according to their own privacy policies. StockMags.com typically receives confirmation details (such as payment status, transaction ID, and purchase type) to provide access and support.

5) Cookies and Tracking Technologies

We may use cookies, pixels, and similar technologies to:

Remember user preferences
Enable essential site functions
Analyze traffic and improve content
Track conversions and affiliate referrals (where applicable)

You can control cookies through your browser settings. Disabling cookies may impact site functionality.

6) Email Communications

If you subscribe or opt in, we may email you:

Educational content, updates, and promotional offers
Transactional messages (purchase confirmations, access details)

You can unsubscribe from marketing emails using the link in the email footer. Transactional emails may still be sent as needed to provide services.

7) Data Retention

We retain personal information only as long as necessary to:

Provide services you requested
Maintain business records and comply with legal requirements
Resolve disputes and enforce agreements

Retention periods vary depending on the type of information and purpose.

8) Data Security

We use reasonable administrative, technical, and physical safeguards to protect information. However, no method of transmission or storage is 100% secure. You use the site at your own risk.

9) Your Rights and Choices

Depending on where you live, you may have rights to:

Request access to the personal information we hold about you
Request correction, deletion, or limitation of certain data
Object to certain processing
Opt out of marketing communications

To make a request, use the contact information in Section 13.

10) Children’s Privacy

StockMags.com is not intended for children under 13 (or under the age defined by local law). We do not knowingly collect personal information from children. If you believe a child has provided personal information, contact us to request deletion.

11) Third-Party Links

Our site may link to third-party websites, tools, or offers (including affiliate links). We are not responsible for the privacy practices of those third parties. Please review their privacy policies before providing information.

12) California / US State Privacy Notice (If Applicable)

If you are a resident of certain U.S. states (e.g., California, Virginia, Colorado), you may have additional rights related to personal information. StockMags.com does not sell personal information. We may share limited data with service providers and partners for business and operational purposes as described above.

You may request access or deletion using Section 13.

No Refunds Policy (Digital/Informational Content)

1) All Sales Are Final

Because StockMags.com provides informational and/or digital content (including but not limited to downloadable materials, memberships, subscriptions, templates, reports, and educational resources), all purchases are final and non-refundable once access is granted or a digital product is delivered.

2) No Refunds for “Change of Mind” or Results

We do not offer refunds for:

Change of mind
Lack of use
Dissatisfaction with outcomes
Expectations about profits, trading results, or performance
Misunderstanding of what was included (we encourage you to review the product description before purchase)

3) Trading/Financial Disclaimer (Important)

StockMags.com content is provided for educational and informational purposes only and is not investment, tax, accounting, or legal advice. Markets involve risk and you are responsible for your own decisions. Past performance is not a guarantee of future results.

4) Technical Issues / Access Problems

If you experience a technical issue accessing your purchase, contact us and we will make reasonable efforts to correct access issues (e.g., resend links, confirm account access, troubleshoot login problems). This support does not change the no-refund policy.

5) Chargebacks and Disputes

If you initiate a chargeback or payment dispute without contacting us first, we reserve the right to:

Suspend or terminate access to products/services associated with the purchase
Provide transaction records and access logs to the payment processor to contest illegitimate disputes

13) Contact Us

If you have questions about this Privacy Policy or No Refunds Policy, contact:

StockMags.com
Email: ryan@stockmags.com